/* «Новый ИП» — тема noviy-ip.ru. Префикс классов: nip- */
@font-face{font-family:"Rubik";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/rubik-cyr.woff2) format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:"Rubik";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/rubik-lat.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD,U+20BD}

:root{
  --nip-o:#ea580c; --nip-o-ink:#c2410c; --nip-o-deep:#9a3412; --nip-o-soft:#ffedd5; --nip-o-50:#fff7ed; --nip-o-200:#fed7aa;
  --nip-i:#312e81; --nip-i-500:#4338ca; --nip-i-900:#1e1b4b; --nip-i-soft:#e0e7ff; --nip-i-50:#eef2ff;
  --nip-ink:#1c1917; --nip-mute:#57534e; --nip-line:#efe5da; --nip-bg:#fffaf5; --nip-card:#fff;
  --nip-r:20px; --nip-r-s:12px;
  --nip-shadow:0 1px 2px rgba(124,45,18,.05),0 8px 24px -8px rgba(124,45,18,.14);
  --nip-shadow-i:0 14px 34px -14px rgba(30,27,75,.35);
  --nip-font:"Rubik",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}
body.nip-body{margin:0;background:var(--nip-bg);color:var(--nip-ink);font:400 17px/1.65 var(--nip-font);overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--nip-i-500);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--nip-o-ink)}
:focus-visible{outline:3px solid var(--nip-o);outline-offset:2px;border-radius:6px}
[hidden]{display:none!important}
.nip-shell{width:100%;max-width:1200px;margin:0 auto;padding:0 24px}
.nip-skip{position:absolute;left:-999px;top:8px;background:var(--nip-i);color:#fff;padding:8px 14px;border-radius:999px;z-index:50}
.nip-skip:focus{left:12px;color:#fff}

/* ---------- шапка ---------- */
.nip-bar{position:sticky;top:0;z-index:30;background:rgba(255,250,245,.88);backdrop-filter:saturate(1.6) blur(12px);-webkit-backdrop-filter:saturate(1.6) blur(12px);border-bottom:1px solid var(--nip-line)}
.nip-bar-row{display:flex;align-items:center;gap:28px;min-height:72px}
.nip-brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--nip-i-900);flex-shrink:0}
.nip-brand-mark{width:40px;height:40px}
.nip-brand-txt{font-size:21px;font-weight:500;letter-spacing:-.02em}
.nip-brand-txt b{color:var(--nip-o-ink);font-weight:700}
.nip-menu{display:flex;gap:4px;margin-right:auto}
.nip-menu a{color:var(--nip-ink);text-decoration:none;font-size:15.5px;font-weight:500;padding:8px 14px;border-radius:999px;white-space:nowrap}
.nip-menu a:hover{background:var(--nip-o-soft);color:var(--nip-o-deep)}
.nip-pill{display:inline-flex;align-items:center;gap:9px;background:var(--nip-i);color:#fff;text-decoration:none;font-weight:500;font-size:15.5px;padding:11px 20px 11px 16px;border-radius:999px;box-shadow:var(--nip-shadow-i);white-space:nowrap;transition:transform .15s,background .15s}
.nip-pill:hover{background:var(--nip-i-500);color:#fff;transform:translateY(-1px)}
.nip-pill-dot{width:10px;height:10px;border-radius:50%;background:var(--nip-o);box-shadow:0 0 0 4px rgba(234,88,12,.3)}

/* ---------- кнопки ---------- */
.nip-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:54px;padding:12px 26px;border-radius:999px;font-weight:500;font-size:17px;text-decoration:none;transition:transform .15s,box-shadow .15s,background .15s;text-align:center}
.nip-btn small{font-size:13px;font-weight:400;opacity:.85;padding-left:10px;border-left:1px solid rgba(255,255,255,.4)}
.nip-btn-hot{background:var(--nip-o-ink);color:#fff;box-shadow:0 12px 26px -10px rgba(194,65,12,.7)}
.nip-btn-hot:hover{background:var(--nip-o-deep);color:#fff;transform:translateY(-2px)}
.nip-btn-ghost{background:#fff;color:var(--nip-i-900);border:1.5px solid var(--nip-line)}
.nip-btn-ghost:hover{border-color:var(--nip-i-500);color:var(--nip-i-500)}
.nip-btn-light{background:#fff;color:var(--nip-i-900);flex-shrink:0}
.nip-btn-light:hover{background:var(--nip-o-soft);color:var(--nip-o-deep)}

/* ---------- главная: hero ---------- */
.nip-hero{padding:56px 0 40px;background:radial-gradient(900px 420px at 85% 10%,#ffe4cc 0,rgba(255,228,204,0) 70%),radial-gradient(600px 300px at 0% 100%,var(--nip-i-50) 0,rgba(238,242,255,0) 70%)}
.nip-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.nip-kicker{display:inline-flex;align-items:center;gap:10px;margin:0 0 18px;font-size:14px;color:var(--nip-mute);background:#fff;padding:5px 14px 5px 5px;border-radius:999px;box-shadow:var(--nip-shadow)}
.nip-kicker span{background:var(--nip-i);color:#fff;font-weight:500;padding:3px 10px;border-radius:999px;font-size:13px}
.nip-hero-h{font-size:clamp(34px,4.6vw,56px);line-height:1.08;letter-spacing:-.03em;margin:0 0 20px;color:var(--nip-i-900);font-weight:700}
.nip-hero-lead{font-size:19px;line-height:1.6;color:#44403c;margin:0 0 30px;max-width:600px}
.nip-hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:34px}
.nip-hero-facts{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px 28px;color:var(--nip-mute);font-size:15px}
.nip-hero-facts b{display:block;font-size:24px;color:var(--nip-o-ink);font-weight:700;letter-spacing:-.02em;line-height:1.2}
.nip-hero-art img{width:100%;max-width:520px;margin-left:auto}

/* ---------- главная: способы оплаты ---------- */
.nip-ways{padding:56px 0 64px}
.nip-sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px 40px;flex-wrap:wrap;margin-bottom:28px}
.nip-sec-head h2{font-size:clamp(28px,3.2vw,40px);line-height:1.15;letter-spacing:-.025em;margin:0;color:var(--nip-i-900)}
.nip-sec-head p{margin:0;color:var(--nip-mute);max-width:420px}
.nip-ways-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.nip-way{grid-column:span 2}
.nip-way:nth-child(4),.nip-way:nth-child(5){grid-column:span 3}
.nip-way a{position:relative;display:flex;flex-direction:column;height:100%;padding:24px 24px 22px;background:var(--nip-card);border-radius:var(--nip-r);text-decoration:none;color:var(--nip-ink);box-shadow:var(--nip-shadow);border:1.5px solid transparent;transition:transform .18s,border-color .18s,box-shadow .18s}
.nip-way a:hover{transform:translateY(-3px);border-color:var(--nip-o-200);box-shadow:0 18px 40px -16px rgba(124,45,18,.28);color:var(--nip-ink)}
.nip-way-ico{width:56px;height:56px;border-radius:16px;background:var(--nip-o-50);display:grid;place-items:center;margin-bottom:18px}
.nip-way-ico svg{width:40px;height:40px}
.nip-way-card .nip-way-ico,.nip-way-site .nip-way-ico{background:var(--nip-i-50)}
.nip-way-tag{position:absolute;top:24px;right:22px;font-size:12.5px;font-weight:500;color:var(--nip-o-deep);background:var(--nip-o-soft);padding:4px 10px;border-radius:999px}
.nip-way-card .nip-way-tag,.nip-way-site .nip-way-tag{color:var(--nip-i);background:var(--nip-i-soft)}
.nip-way-t{font-size:21px;font-weight:700;letter-spacing:-.015em;color:var(--nip-i-900);margin-bottom:8px;line-height:1.25}
.nip-way-d{font-size:15.5px;line-height:1.55;color:var(--nip-mute);margin-bottom:18px}
.nip-way-go{margin-top:auto;font-weight:500;font-size:15.5px;color:var(--nip-o-ink)}

/* ---------- главная: промо теста ---------- */
.nip-promo{padding:0 0 72px}
.nip-promo-in{position:relative;display:flex;align-items:center;gap:36px;background:linear-gradient(120deg,var(--nip-i-900),var(--nip-i-500));color:#fff;border-radius:28px;padding:30px 48px;overflow:hidden;box-shadow:var(--nip-shadow-i)}
.nip-promo-in::after{content:"";position:absolute;right:-60px;top:-80px;width:260px;height:260px;border-radius:50%;background:rgba(234,88,12,.35);filter:blur(10px)}
.nip-promo-art{width:170px;flex-shrink:0;margin:-6px 0;position:relative;z-index:1}
.nip-promo-copy{position:relative;z-index:1;flex:1}
.nip-promo-copy h2{margin:0 0 8px;font-size:clamp(24px,2.6vw,32px);line-height:1.2;letter-spacing:-.02em}
.nip-promo-copy p{margin:0;color:#e0e7ff;max-width:560px}
.nip-promo .nip-btn{position:relative;z-index:1}

/* ---------- главная: разделы ---------- */
.nip-topics{display:flex;flex-direction:column;gap:20px;padding-bottom:72px}
.nip-topic{display:grid;grid-template-columns:280px 1fr;gap:32px;background:var(--nip-card);border-radius:28px;padding:32px;box-shadow:var(--nip-shadow);scroll-margin-top:90px}
.nip-topic-side{border-right:2px dashed var(--nip-line);padding-right:28px}
.nip-topic-ico{display:grid;place-items:center;width:76px;height:76px;border-radius:22px;background:var(--nip-o-50);margin-bottom:18px}
.nip-topic-ico svg{width:56px;height:56px}
.nip-topic:nth-child(even) .nip-topic-ico{background:var(--nip-i-50)}
.nip-topic-side h2{margin:0 0 6px;font-size:27px;line-height:1.2;letter-spacing:-.02em;color:var(--nip-i-900)}
.nip-topic-side p{margin:0;color:var(--nip-mute);font-size:15px}
.nip-topic-body{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.nip-lead{display:flex;flex-direction:column;gap:10px;padding:24px;border-radius:var(--nip-r);background:linear-gradient(160deg,var(--nip-o-50),var(--nip-o-soft));text-decoration:none;color:var(--nip-ink);height:100%;transition:transform .18s}
.nip-lead:hover{transform:translateY(-2px);color:var(--nip-ink)}
.nip-topic:nth-child(even) .nip-lead{background:linear-gradient(160deg,var(--nip-i-50),var(--nip-i-soft))}
.nip-lead-badge{align-self:flex-start;font-size:12.5px;font-weight:500;color:#fff;background:var(--nip-o-ink);padding:4px 11px;border-radius:999px}
.nip-topic:nth-child(even) .nip-lead-badge{background:var(--nip-i)}
.nip-lead-t{font-size:21px;font-weight:700;line-height:1.3;color:var(--nip-i-900);letter-spacing:-.01em}
.nip-lead-d{font-size:15.5px;line-height:1.55;color:#44403c}
.nip-topic-list{list-style:none;margin:0;padding:0}
.nip-topic-list li+li{border-top:1px solid var(--nip-line)}
.nip-topic-list a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:13px 4px;color:var(--nip-ink);text-decoration:none;font-size:16px;line-height:1.4}
.nip-topic-list a::after{content:"→";color:var(--nip-o);font-weight:500;flex-shrink:0;transition:transform .15s}
.nip-topic-list a:hover{color:var(--nip-o-ink)}
.nip-topic-list a:hover::after{transform:translateX(4px)}
.nip-topic-list em{font-style:normal;font-size:12px;font-weight:500;color:var(--nip-i);background:var(--nip-i-soft);padding:2px 8px;border-radius:999px;margin-left:auto}

/* ---------- главная: путеводитель + FAQ ---------- */
.nip-guide{background:#fff;border-top:1px solid var(--nip-line);padding:64px 0 72px}
.nip-guide-in{display:grid;grid-template-columns:1.4fr 1fr;gap:56px;align-items:start}
.nip-prose-home h2:first-child{margin-top:0}
.nip-faq-home{position:sticky;top:96px}

/* ---------- статья ---------- */
.nip-doc{padding-top:22px;padding-bottom:64px}
.nip-crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--nip-mute);margin-bottom:22px}
.nip-crumbs a{color:var(--nip-mute);text-decoration:none}
.nip-crumbs a:hover{color:var(--nip-o-ink);text-decoration:underline}
.nip-crumbs span[aria-hidden]{color:#c7bfb6}
.nip-doc-head{max-width:860px;margin-bottom:32px}
.nip-chip{display:inline-block;margin:0 0 14px;font-size:13.5px;font-weight:500;color:var(--nip-o-deep);background:var(--nip-o-soft);padding:5px 13px;border-radius:999px}
.nip-doc-h{font-size:clamp(30px,3.8vw,46px);line-height:1.12;letter-spacing:-.028em;margin:0 0 16px;color:var(--nip-i-900);font-weight:700}
.nip-doc-meta{display:flex;flex-wrap:wrap;gap:6px 0;margin:0;font-size:14.5px;color:var(--nip-mute)}
.nip-doc-meta>*:not(:last-child)::after{content:"·";margin:0 10px;color:#c7bfb6}
.nip-doc-meta a{color:var(--nip-mute)}
.nip-doc-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:56px;align-items:start}
.nip-doc-main{min-width:0;max-width:760px}
.nip-doc-side{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}

/* «Коротко» — как распечатанный чек */
.nip-slip{position:relative;background:#fff;padding:22px 28px 30px;margin:0 0 36px;border-radius:var(--nip-r) var(--nip-r) 0 0;box-shadow:var(--nip-shadow);
  -webkit-mask:linear-gradient(#000 0 0) top/100% calc(100% - 10px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/20px 10px repeat-x;
  mask:linear-gradient(#000 0 0) top/100% calc(100% - 10px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/20px 10px repeat-x}
.nip-slip::before{content:"";position:absolute;left:0;top:0;bottom:10px;width:6px;background:var(--nip-o)}
.nip-slip-head{display:flex;justify-content:space-between;align-items:center;margin:0 0 12px;padding-bottom:12px;border-bottom:2px dashed var(--nip-line);font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--nip-o-ink)}
.nip-slip-head span+span{color:#a8a29e;font-weight:500}
.nip-slip-body{margin:0;font-size:18px;line-height:1.6;color:var(--nip-ink)}

/* схема шагов (howto) */
.nip-flow{margin:0 0 40px;padding:26px 28px;background:var(--nip-i-50);border-radius:var(--nip-r)}
.nip-flow-h{margin:0 0 18px;font-size:15px;letter-spacing:.08em;text-transform:uppercase;color:var(--nip-i);font-weight:700}
.nip-flow-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;counter-reset:nipf}
.nip-flow-list li{position:relative;counter-increment:nipf;background:#fff;border-radius:16px;padding:46px 16px 16px;font-size:14.5px;line-height:1.45;color:var(--nip-mute)}
.nip-flow-list li::before{content:counter(nipf);position:absolute;top:14px;left:16px;width:24px;height:24px;border-radius:50%;background:var(--nip-o-ink);color:#fff;font-size:13px;font-weight:700;display:grid;place-items:center}
.nip-flow-list li:not(:last-child)::after{content:"";position:absolute;top:26px;left:48px;right:12px;height:2px;background:repeating-linear-gradient(90deg,var(--nip-o-200) 0 6px,transparent 6px 11px)}
.nip-flow-list b{display:block;color:var(--nip-i-900);font-size:15.5px;margin-bottom:4px;font-weight:500}

/* содержание */
.nip-toc{background:#fff;border-radius:var(--nip-r);padding:20px 22px;box-shadow:var(--nip-shadow)}
.nip-toc-h{margin:0 0 10px;font-size:13px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--nip-mute)}
.nip-toc ol{list-style:none;margin:0;padding:0;counter-reset:nipt}
.nip-toc li{counter-increment:nipt}
.nip-toc a{display:flex;gap:10px;padding:7px 0;color:var(--nip-ink);text-decoration:none;font-size:14.5px;line-height:1.4}
.nip-toc a::before{content:counter(nipt,decimal-leading-zero);color:var(--nip-o-ink);font-weight:500;font-size:13px;padding-top:1px}
.nip-toc a:hover{color:var(--nip-o-ink)}
.nip-toc-m{display:none;margin:0 0 28px;background:#fff;border-radius:var(--nip-r-s);box-shadow:var(--nip-shadow)}
.nip-toc-m summary{cursor:pointer;padding:14px 18px;font-weight:500;color:var(--nip-i-900);list-style:none;display:flex;justify-content:space-between}
.nip-toc-m summary::-webkit-details-marker{display:none}
.nip-toc-m summary::after{content:"+";color:var(--nip-o-ink);font-size:20px;line-height:1}
.nip-toc-m[open] summary::after{content:"−"}
.nip-toc-m ol{margin:0;padding:0 18px 14px 38px}
.nip-toc-m li{padding:4px 0}
.nip-toc-m a{color:var(--nip-ink);text-decoration:none}
.nip-side-test{display:flex;align-items:center;gap:14px;padding:16px;border-radius:var(--nip-r);background:var(--nip-i-900);color:#fff;text-decoration:none;box-shadow:var(--nip-shadow-i);transition:transform .15s}
.nip-side-test:hover{transform:translateY(-2px);color:#fff}
.nip-side-test img{width:52px;height:52px;flex-shrink:0}
.nip-side-test span{font-size:14px;color:#c7d2fe;line-height:1.4}
.nip-side-test b{display:block;color:#fff;font-size:16px;font-weight:500;margin-bottom:2px}

/* ---------- текст ---------- */
.nip-prose{font-size:18px;line-height:1.72;color:#292524}
.nip-prose>*:first-child{margin-top:0}
.nip-prose p{margin:0 0 1.1em}
.nip-prose h2{font-size:clamp(25px,2.6vw,31px);line-height:1.22;letter-spacing:-.02em;margin:2em 0 .65em;color:var(--nip-i-900);scroll-margin-top:90px}
.nip-prose h3{font-size:21px;line-height:1.3;margin:1.6em 0 .5em;color:var(--nip-i-900);letter-spacing:-.01em}
.nip-prose strong{font-weight:500;color:var(--nip-ink)}
.nip-prose a{color:var(--nip-i-500);text-decoration-color:rgba(67,56,202,.35)}
.nip-prose a:hover{color:var(--nip-o-ink);text-decoration-color:currentColor}
.nip-prose ul{list-style:none;padding:0;margin:0 0 1.2em}
.nip-prose ul>li{position:relative;padding-left:28px;margin:.45em 0}
.nip-prose ul>li::before{content:"";position:absolute;left:4px;top:.62em;width:9px;height:9px;border-radius:3px;background:var(--nip-o);transform:rotate(45deg)}
/* нумерованные списки — схема шагов с линией */
.nip-prose ol{list-style:none;padding:0;margin:0 0 1.3em;counter-reset:nipo}
.nip-prose ol>li{position:relative;counter-increment:nipo;padding:0 0 1em 50px;margin:0}
.nip-prose ol>li::before{content:counter(nipo);position:absolute;left:0;top:-1px;width:34px;height:34px;border-radius:50%;background:var(--nip-i-soft);color:var(--nip-i);font-weight:700;font-size:15px;display:grid;place-items:center;box-shadow:0 0 0 4px var(--nip-bg)}
.nip-prose ol>li:not(:last-child)::after{content:"";position:absolute;left:16px;top:36px;bottom:2px;width:2px;background:var(--nip-i-soft)}
.nip-prose ol>li:last-child{padding-bottom:0}
.nip-prose li>p{margin:0 0 .4em}
.nip-prose blockquote{margin:1.5em 0;padding:16px 22px;border-left:4px solid var(--nip-i-500);background:var(--nip-i-50);border-radius:0 var(--nip-r-s) var(--nip-r-s) 0;color:#312e81}
.nip-prose blockquote p:last-child{margin:0}
.nip-prose hr{border:0;border-top:2px dashed var(--nip-line);margin:2em 0}
.nip-prose code{font-size:.9em;background:var(--nip-o-50);padding:1px 6px;border-radius:6px}

/* таблицы */
.nip-tablewrap{overflow-x:auto;margin:1.4em 0 1.6em;border-radius:16px;background:#fff;box-shadow:var(--nip-shadow);-webkit-overflow-scrolling:touch}
.nip-tablewrap table{width:100%;border-collapse:collapse;font-size:15.5px;line-height:1.5;min-width:520px}
.nip-tablewrap th{background:var(--nip-i-900);color:#fff;text-align:left;font-weight:500;padding:13px 16px;font-size:14.5px}
.nip-tablewrap td{padding:12px 16px;border-top:1px solid var(--nip-line);vertical-align:top}
.nip-tablewrap tbody tr:nth-child(even) td{background:#fffcf9}
.nip-tablewrap tbody tr:hover td{background:var(--nip-o-50)}
.nip-tablewrap td:first-child{font-weight:500;color:var(--nip-i-900)}

/* врезки */
.nip-prose .admonition{position:relative;margin:1.6em 0;padding:18px 22px 18px 64px;border-radius:var(--nip-r-s);background:var(--nip-i-50);font-size:16.5px;line-height:1.6}
.nip-prose .admonition::before{content:"i";position:absolute;left:20px;top:18px;width:28px;height:28px;border-radius:50%;background:var(--nip-i);color:#fff;font-weight:700;display:grid;place-items:center;font-size:15px}
.nip-prose .admonition p{margin:0 0 .5em}
.nip-prose .admonition p:last-child{margin:0}
.nip-prose .admonition-title{font-weight:700;color:var(--nip-i-900);font-size:15px;letter-spacing:.02em}
.nip-prose .admonition.warning{background:#fff1e6;box-shadow:inset 0 0 0 1.5px var(--nip-o-200)}
.nip-prose .admonition.warning::before{content:"!";background:var(--nip-o-ink)}
.nip-prose .admonition.warning .admonition-title{color:var(--nip-o-deep)}
.nip-prose .admonition.tip{background:#ecfdf5}
.nip-prose .admonition.tip::before{content:"✓";background:#047857}
.nip-prose .admonition.tip .admonition-title{color:#065f46}

/* чек-лист — бумажный чек */
.nip-prose .nip-check{max-width:460px;margin:1.4em 0 1.8em;background:#fff;padding:20px 26px 30px;font-size:16px;box-shadow:var(--nip-shadow);border-radius:4px 4px 0 0;
  -webkit-mask:linear-gradient(#000 0 0) top/100% calc(100% - 9px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/18px 9px repeat-x;
  mask:linear-gradient(#000 0 0) top/100% calc(100% - 9px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/18px 9px repeat-x}
.nip-check-head,.nip-check-foot{display:flex;justify-content:space-between;margin:0!important;font-size:12.5px;letter-spacing:.16em;font-weight:700;color:var(--nip-i-900)}
.nip-check-head{padding-bottom:12px;border-bottom:2px dashed #d6d3d1;margin-bottom:6px!important}
.nip-check-head span+span{color:var(--nip-o-ink)}
.nip-check-foot{padding-top:12px;border-top:2px dashed #d6d3d1;margin-top:8px!important}
.nip-prose .nip-check ul,.nip-prose .nip-check ol{margin:0;padding:0;counter-reset:none}
.nip-prose .nip-check li{position:relative;padding:9px 0 9px 32px;margin:0;line-height:1.5;border-bottom:1px dotted #e7e5e4}
.nip-prose .nip-check li:last-child{border-bottom:0}
.nip-prose .nip-check li::before{content:"✓";position:absolute;left:0;top:9px;width:20px;height:20px;border-radius:6px;transform:none;background:var(--nip-o-soft);color:var(--nip-o-ink);font-size:13px;font-weight:700;display:grid;place-items:center;box-shadow:none}
.nip-prose .nip-check li::after{display:none}

/* пометка рекламы в тексте */
.nip-admark{display:inline-block;vertical-align:2px;margin-left:5px;font-size:11px!important;line-height:1;font-weight:500;letter-spacing:.03em;color:#57534e!important;background:#f5f0ea;border:1px solid #e7ddd2;padding:3px 6px;border-radius:999px;text-decoration:none!important}
.nip-admark:hover{color:var(--nip-o-deep)!important;border-color:var(--nip-o-200)}

/* ---------- офферы ---------- */
.nip-where{margin:48px 0 0;padding:28px;background:linear-gradient(160deg,var(--nip-o-50),#fff);border-radius:24px;border:1.5px solid var(--nip-o-soft)}
.nip-where h2{margin:0 0 6px;font-size:26px;letter-spacing:-.02em;color:var(--nip-i-900);line-height:1.25}
.nip-where-sub{margin:0 0 20px;color:var(--nip-mute);font-size:15px}
.nip-where-list{display:flex;flex-direction:column;gap:12px}
.nip-offer{display:grid;grid-template-columns:52px 1fr auto;gap:18px;align-items:center;background:#fff;border-radius:18px;padding:18px 20px;box-shadow:var(--nip-shadow);margin:14px 0}
.nip-where-list .nip-offer{margin:0}
.nip-offer-badge{width:52px;height:52px;border-radius:16px;background:var(--nip-i);color:#fff;display:grid;place-items:center;font-weight:700;font-size:22px}
.nip-offer:nth-child(3n+2) .nip-offer-badge{background:var(--nip-o-ink)}
.nip-offer:nth-child(3n) .nip-offer-badge{background:var(--nip-i-500)}
.nip-offer-info p{margin:0}
.nip-prose .nip-offer-info p{margin:0}
.nip-offer-bank{font-size:13px!important;color:var(--nip-mute);font-weight:500;letter-spacing:.02em}
.nip-offer-t{font-size:17.5px!important;font-weight:700;color:var(--nip-i-900);line-height:1.3!important;margin:2px 0!important}
.nip-offer-p{font-size:15px!important;color:#44403c;line-height:1.45!important}
.nip-offer-ad{margin-top:8px!important;font-size:12px!important;line-height:1.4!important;color:#57534e;background:#f5f0ea;display:inline-block;padding:3px 9px;border-radius:8px}
.nip-offer-btn{display:inline-flex;align-items:center;min-height:46px;padding:10px 20px;border-radius:999px;background:var(--nip-o-ink);color:#fff!important;text-decoration:none!important;font-weight:500;font-size:15px;white-space:nowrap;transition:background .15s}
.nip-offer-btn:hover{background:var(--nip-o-deep)}

/* ---------- FAQ ---------- */
.nip-faq{margin:48px 0 0}
.nip-faq h2{margin:0 0 16px;font-size:28px;letter-spacing:-.02em;color:var(--nip-i-900);line-height:1.2}
.nip-faq-i{background:#fff;border-radius:16px;margin-bottom:10px;box-shadow:var(--nip-shadow);overflow:hidden}
.nip-faq-i summary{cursor:pointer;list-style:none;padding:17px 56px 17px 20px;position:relative;font-weight:500;color:var(--nip-i-900);font-size:17px;line-height:1.4}
.nip-faq-i summary::-webkit-details-marker{display:none}
.nip-faq-i summary::after{content:"";position:absolute;right:18px;top:50%;width:26px;height:26px;margin-top:-13px;border-radius:50%;background:var(--nip-o-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M6 2v8M2 6h8' stroke='%23c2410c' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") center/12px no-repeat;transition:transform .2s}
.nip-faq-i[open] summary::after{transform:rotate(45deg)}
.nip-faq-i p{margin:0;padding:0 20px 18px;color:#44403c;font-size:16px;line-height:1.6}

/* ---------- источники ---------- */
.nip-src{margin:48px 0 0;padding:24px 26px;border-radius:var(--nip-r);border:1.5px dashed #d6cfc7}
.nip-src h2{margin:0 0 12px;font-size:20px;color:var(--nip-i-900)}
.nip-src ol{margin:0;padding:0;list-style:none;counter-reset:nips}
.nip-src li{counter-increment:nips;display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 10px;padding:7px 0 7px 32px;position:relative;font-size:15.5px;line-height:1.45}
.nip-src li::before{content:counter(nips);position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:7px;background:var(--nip-i-soft);color:var(--nip-i);font-size:12px;font-weight:700;display:grid;place-items:center}
.nip-src li span{font-size:13px;color:#78716c}
.nip-src-note{margin:12px 0 0;font-size:14px;color:var(--nip-mute)}

/* ---------- читать дальше ---------- */
.nip-more{margin-top:64px;padding-top:40px;border-top:2px dashed var(--nip-line)}
.nip-more h2{margin:0 0 20px;font-size:28px;letter-spacing:-.02em;color:var(--nip-i-900)}
.nip-more ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.nip-more a{display:flex;flex-direction:column;gap:12px;height:100%;padding:20px;background:#fff;border-radius:var(--nip-r);box-shadow:var(--nip-shadow);text-decoration:none;color:var(--nip-ink);transition:transform .15s}
.nip-more a:hover{transform:translateY(-3px);color:var(--nip-o-ink)}
.nip-more-k{align-self:flex-start;font-size:12.5px;font-weight:500;color:var(--nip-o-deep);background:var(--nip-o-soft);padding:3px 10px;border-radius:999px}
.nip-more-t{font-weight:500;font-size:16.5px;line-height:1.4;color:inherit}

/* ---------- инструмент: терминал ---------- */
.nip-term{margin:0 0 40px;background:var(--nip-i-900);border-radius:28px;padding:10px;box-shadow:var(--nip-shadow-i)}
.nip-term-top{display:flex;align-items:center;gap:7px;padding:8px 14px 12px}
.nip-term-led{width:10px;height:10px;border-radius:50%;background:#4338ca}
.nip-term-led:first-child{background:var(--nip-o)}
.nip-term-name{margin-left:auto;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:#a5b4fc;font-weight:500}
.nip-term-foot{margin:0;padding:12px 14px 6px;font-size:13px;color:#c7d2fe;text-align:center}
.nip-tool{background:#fff;border-radius:20px;padding:26px;font-size:16px}
.nip-doc-main>.nip-tool{margin:0 0 40px;box-shadow:var(--nip-shadow)}
.nip-tool .row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:0 0 16px}
.nip-tool label{display:block;font-size:14.5px;font-weight:500;color:var(--nip-i-900);margin:0 0 7px}
.nip-tool select,.nip-tool input[type=number],.nip-tool input[type=text]{width:100%;min-height:50px;padding:11px 42px 11px 15px;font:inherit;font-size:16px;color:var(--nip-ink);background:var(--nip-o-50);border:1.5px solid var(--nip-line);border-radius:14px;transition:border-color .15s,box-shadow .15s}
.nip-tool select{appearance:none;-webkit-appearance:none;background:var(--nip-o-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' stroke='%23c2410c' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") right 16px center/12px no-repeat;text-overflow:ellipsis}
.nip-tool select:hover,.nip-tool input:hover{border-color:var(--nip-o-200)}
.nip-tool select:focus,.nip-tool input:focus{outline:none;border-color:var(--nip-o);box-shadow:0 0 0 4px rgba(234,88,12,.18)}
.nip-tool fieldset{border:0;padding:0;margin:20px 0 0!important;min-width:0}
.nip-tool legend{font-size:14.5px;font-weight:500!important;color:var(--nip-i-900);margin-bottom:10px;padding:0}
.nip-tool fieldset label{display:inline-flex;align-items:center;gap:9px;margin:0 8px 8px 0;padding:9px 15px 9px 12px;background:#fff;border:1.5px solid var(--nip-line);border-radius:999px;font-weight:400;font-size:15px;color:var(--nip-ink);cursor:pointer;line-height:1.35;transition:background .15s,border-color .15s}
.nip-tool fieldset label:hover{border-color:var(--nip-o-200);background:var(--nip-o-50)}
.nip-tool fieldset label:has(input:checked){background:var(--nip-o-soft);border-color:var(--nip-o);color:var(--nip-o-deep)}
.nip-tool input[type=checkbox]{appearance:none;-webkit-appearance:none;width:20px!important;height:20px;margin:0;flex-shrink:0;border:2px solid #d6cfc7;border-radius:6px;background:#fff;display:grid;place-items:center;cursor:pointer}
.nip-tool input[type=checkbox]:checked{background:var(--nip-o-ink) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2.5 6.2l2.4 2.4 4.6-5' stroke='%23fff' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat;border-color:var(--nip-o-ink)}
.nip-tool input[type=checkbox]:focus-visible{outline:3px solid var(--nip-o);outline-offset:2px}
.nip-tool button{font:inherit;font-weight:500;min-height:48px;padding:10px 22px;border:0;border-radius:999px;background:var(--nip-o-ink);color:#fff;cursor:pointer}
.nip-tool button:hover{background:var(--nip-o-deep)}
/* результат — чек */
.nip-tool .res{position:relative;margin-top:24px;padding:22px 24px 30px;background:#fffdf9;border:1.5px solid var(--nip-line);border-radius:16px 16px 0 0;font-size:15.5px;line-height:1.6;color:#44403c;
  -webkit-mask:linear-gradient(#000 0 0) top/100% calc(100% - 9px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/18px 9px repeat-x;
  mask:linear-gradient(#000 0 0) top/100% calc(100% - 9px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/18px 9px repeat-x}
.nip-tool .res::before{content:"РЕЗУЛЬТАТ ПРОВЕРКИ";display:block;font-size:12px;letter-spacing:.16em;font-weight:700;color:#a8a29e;padding-bottom:10px;margin-bottom:12px;border-bottom:2px dashed #e7e5e4}
.nip-tool .big{display:block;font-size:clamp(26px,3.2vw,34px);line-height:1.15;font-weight:700;color:var(--nip-o-ink);letter-spacing:-.02em;margin-bottom:6px}
.nip-tool .res p{margin:12px 0 0}
.nip-tool .res table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:480px}
.nip-tool .res th{text-align:left;font-weight:500;color:#fff;background:var(--nip-i-900);padding:10px 12px}
.nip-tool .res th:first-child{border-radius:10px 0 0 0}
.nip-tool .res th:last-child{border-radius:0 10px 0 0}
.nip-tool .res td{padding:10px 12px;border-bottom:1px dotted #d6d3d1;vertical-align:top}
.nip-tool .res td:first-child{font-weight:500;color:var(--nip-i-900);width:28%}
.nip-tool .res td b{display:inline-block;white-space:nowrap;font-weight:500;font-size:13.5px;padding:2px 9px;border-radius:999px;background:var(--nip-o-soft);color:var(--nip-o-deep)}
.nip-tool .res a{color:var(--nip-i-500)}

/* ---------- служебные страницы ---------- */
.nip-sheet{max-width:820px;padding-top:22px;padding-bottom:72px}
.nip-sheet-h{font-size:clamp(30px,3.6vw,42px);line-height:1.15;letter-spacing:-.025em;margin:0 0 8px;color:var(--nip-i-900)}
.nip-sheet-meta{margin:0 0 32px;color:var(--nip-mute);font-size:14.5px}
.nip-prose-sheet{background:#fff;border-radius:24px;padding:36px 40px;box-shadow:var(--nip-shadow)}
.nip-prose-sheet h2{font-size:23px;margin-top:1.6em}
.nip-prose-sheet .nip-tablewrap{box-shadow:none;border:1px solid var(--nip-line)}
.nip-sheet-lost{text-align:center;padding-top:56px}
.nip-sheet-lost .nip-prose-sheet{background:none;box-shadow:none;padding:12px 0 0;max-width:520px;margin:0 auto}
.nip-lost-art{width:220px;margin:0 auto 20px}
.nip-lost-go{display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin-top:18px}

/* ---------- подвал ---------- */
.nip-foot{position:relative;background:var(--nip-i-900);color:#c7d2fe;margin-top:24px;font-size:15px}
.nip-foot-tear{position:absolute;left:0;right:0;top:-12px;height:12px;background:var(--nip-i-900);
  -webkit-mask:conic-gradient(from 135deg at top,#0000,#000 1deg 89deg,#0000 90deg) top/24px 12px repeat-x;mask:conic-gradient(from 135deg at top,#0000,#000 1deg 89deg,#0000 90deg) top/24px 12px repeat-x}
.nip-foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px;padding-top:56px;padding-bottom:36px}
.nip-foot-logo{display:inline-block;color:#fff;font-size:22px;font-weight:700;text-decoration:none;margin-bottom:10px}
.nip-foot-logo:hover{color:var(--nip-o-200)}
.nip-foot-about p{margin:0 0 12px;line-height:1.6}
.nip-foot-note{font-size:14px;color:#a5b4fc;max-width:460px}
.nip-foot-h{margin:0 0 12px;color:#fff;font-weight:500;font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.nip-foot-col a{display:block;color:#e0e7ff;text-decoration:none;padding:5px 0;line-height:1.4}
.nip-foot-col a:hover{color:#fdba74;text-decoration:underline}
.nip-foot-base{display:flex;justify-content:space-between;gap:12px 32px;flex-wrap:wrap;padding-top:20px;padding-bottom:28px;border-top:1px solid rgba(165,180,252,.2);font-size:13.5px;color:#a5b4fc}
.nip-foot-base p{margin:0}
.nip-foot :focus-visible{outline-color:#fdba74}

/* ---------- cookie ---------- */
.nip-cookie{position:fixed;left:20px;bottom:20px;z-index:60;max-width:480px;background:#fff;border-radius:22px;padding:20px 22px;box-shadow:0 20px 50px -12px rgba(30,27,75,.4);border:1.5px solid var(--nip-line)}
.nip-cookie::before{content:"";display:block;width:36px;height:36px;margin-bottom:10px;border-radius:12px;background:var(--nip-o-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Ccircle cx='12' cy='12' r='9' fill='%23fdba74'/%3E%3Ccircle cx='9' cy='9' r='1.6' fill='%239a3412'/%3E%3Ccircle cx='14.5' cy='13' r='1.6' fill='%239a3412'/%3E%3Ccircle cx='9.5' cy='15' r='1.2' fill='%239a3412'/%3E%3C/svg%3E") center/24px no-repeat}
.nip-cookie-text{margin:0 0 14px;font-size:14px;line-height:1.55;color:#44403c}
.nip-cookie-text a{color:var(--nip-i-500)}
.nip-cookie-actions{display:flex;gap:10px;flex-wrap:wrap}
.nip-cookie-ok,.nip-cookie-no{flex:1 1 auto;white-space:nowrap;min-height:46px;padding:10px 18px;border-radius:999px;font:inherit;font-size:15px;font-weight:500;cursor:pointer;border:2px solid var(--nip-i);transition:background .15s,color .15s}
.nip-cookie-ok{background:var(--nip-i);color:#fff}
.nip-cookie-no{background:#fff;color:var(--nip-i)}
.nip-cookie-ok:hover{background:var(--nip-i-500);border-color:var(--nip-i-500)}
.nip-cookie-no:hover{background:var(--nip-i-50)}
.nip-cookie[hidden]{display:none!important}

/* ---------- адаптив ---------- */
@media (max-width:1080px){
  .nip-menu a{padding:8px 10px;font-size:15px}
  .nip-doc-grid{grid-template-columns:minmax(0,1fr) 240px;gap:36px}
  .nip-more ul{grid-template-columns:repeat(2,1fr)}
  .nip-topic{grid-template-columns:220px 1fr}
}
@media (max-width:920px){
  .nip-bar-row{flex-wrap:wrap;gap:0 16px;min-height:0;padding-top:12px}
  .nip-brand{order:1}
  .nip-pill{order:2;margin-left:auto;padding:9px 16px 9px 13px;font-size:14.5px}
  .nip-menu{order:3;width:calc(100% + 48px);margin:8px -24px 0;padding:0 18px 10px;overflow-x:auto;scrollbar-width:none}
  .nip-menu::-webkit-scrollbar{display:none}
  .nip-menu a{background:#fff;border:1px solid var(--nip-line);font-size:14.5px}
  html{scroll-padding-top:130px}
  .nip-hero{padding:32px 0 24px}
  .nip-hero-grid{grid-template-columns:1fr;gap:16px}
  .nip-hero-art{order:-1}
  .nip-hero-art img{max-width:280px;margin:0 auto}
  .nip-ways-list{grid-template-columns:1fr 1fr}
  .nip-way,.nip-way:nth-child(4),.nip-way:nth-child(5){grid-column:span 1}
  .nip-way:nth-child(5){grid-column:span 2}
  .nip-topic{grid-template-columns:1fr;gap:22px;padding:24px}
  .nip-topic-side{border-right:0;padding-right:0;border-bottom:2px dashed var(--nip-line);padding-bottom:20px;display:grid;grid-template-columns:64px 1fr;column-gap:16px;align-items:center}
  .nip-topic-ico{width:64px;height:64px;margin:0;grid-row:span 2}
  .nip-topic-ico svg{width:46px;height:46px}
  .nip-topic-side h2{font-size:24px;margin:0}
  .nip-guide-in{grid-template-columns:1fr;gap:40px}
  .nip-faq-home{position:static}
  .nip-doc-grid{grid-template-columns:1fr}
  .nip-doc-side{display:none}
  .nip-toc-m{display:block}
  .nip-foot-grid{grid-template-columns:1fr 1fr}
  .nip-foot-about{grid-column:span 2}
  .nip-promo-in{padding:28px 32px}
  .nip-promo-art{width:130px}
  .nip-topic,.nip-prose h2{scroll-margin-top:130px}
}
@media (max-width:640px){
  body.nip-body{font-size:16.5px}
  .nip-shell{padding:0 18px}
  .nip-menu{width:calc(100% + 36px);margin:8px -18px 0;padding:0 14px 10px}
  .nip-brand-txt{font-size:19px}
  .nip-brand-mark{width:36px;height:36px}
  .nip-hero-lead{font-size:17px}
  .nip-hero-cta .nip-btn{width:100%}
  .nip-hero-facts b{font-size:20px}
  .nip-ways{padding:40px 0 48px}
  .nip-ways-list{grid-template-columns:1fr;gap:12px}
  .nip-way:nth-child(5){grid-column:span 1}
  .nip-way a{display:grid;grid-template-columns:52px 1fr;column-gap:16px;padding:18px}
  .nip-way-ico{width:52px;height:52px;margin:0;grid-row:span 4;align-self:start}
  .nip-way-ico svg{width:36px;height:36px}
  .nip-way-tag{position:static;justify-self:start;margin-bottom:6px}
  .nip-way-t{font-size:19px;margin-bottom:4px}
  .nip-way-d{margin-bottom:10px;font-size:15px}
  .nip-promo-in{flex-direction:column;align-items:flex-start;text-align:left;padding:26px 22px;gap:18px;border-radius:24px}
  .nip-promo-art{display:none}
  .nip-promo .nip-btn{width:100%}
  .nip-topic{padding:20px 18px;border-radius:22px}
  .nip-topic-body{grid-template-columns:1fr;gap:12px}
  .nip-lead{padding:20px}
  .nip-lead-t{font-size:19px}
  .nip-guide{padding:44px 0 52px}
  .nip-doc-h{font-size:29px}
  .nip-prose{font-size:17px}
  .nip-slip{padding:18px 20px 26px}
  .nip-slip-body{font-size:16.5px}
  .nip-flow{padding:20px 18px}
  .nip-flow-list{grid-template-columns:1fr}
  .nip-flow-list li{padding:14px 14px 14px 52px}
  .nip-flow-list li::before{top:14px;left:14px}
  .nip-flow-list li:not(:last-child)::after{display:none}
  .nip-where{padding:20px 16px;margin-left:-4px;margin-right:-4px}
  .nip-offer{grid-template-columns:44px 1fr;gap:14px;padding:16px}
  .nip-offer-badge{width:44px;height:44px;font-size:19px;border-radius:13px}
  .nip-offer-btn{grid-column:1 / -1;justify-content:center}
  .nip-more ul{grid-template-columns:1fr}
  .nip-more a{flex-direction:row;align-items:center;padding:16px}
  .nip-more-k{flex-shrink:0}
  .nip-tool{padding:18px 16px}
  .nip-term{padding:6px;border-radius:24px}
  .nip-tool .row{grid-template-columns:1fr;gap:14px}
  .nip-tool fieldset label{display:flex;margin:0 0 8px;border-radius:14px}
  .nip-tool .res{padding:18px 16px 28px}
  .nip-prose-sheet{padding:24px 20px;border-radius:20px}
  .nip-prose .nip-check{padding:18px 18px 28px}
  .nip-foot-grid{grid-template-columns:1fr;gap:28px;padding-top:44px}
  .nip-foot-about{grid-column:auto}
  .nip-cookie{left:12px;right:12px;bottom:12px;max-width:none;padding:16px 18px}
  .nip-cookie::before{display:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}